Questions, answered plainly

Yes, anytime. It's your account and your money, no lock-up. For the strategy to work as intended, though, it's meant to be held for years, including through the rough patches.

Bedrock connects to your own brokerage securely. Supported brokerages are Charles Schwab, Tastytrade, and Tradier. A normal account works, and it's fine for IRAs. There's no futures account, no margin agreement, and no options approval needed, because the return-stacking is handled inside ordinary ETFs.

No. Bedrock owns real shares of ordinary funds for the long run. No options, no expiring positions, no day-trading. It buys, holds, and rebalances monthly, with an automatic crash safeguard that steps the basket to safety only in a genuine downturn, not for ordinary dips.

Yes, stated plainly: about 1.5x exposure. For every $50,000, the portfolio holds roughly $75,000 in assets, the same return-stacking idea pensions use. It is a small, fixed ratio that never changes, not a bet on market direction. You are not borrowing money, opening a margin account, or trading options; the extra exposure is built into the ETFs themselves.

Beyond the initial purchase and small monthly rebalances, the automatic safeguard rotates the whole basket to safety when its inflation and interest-rate signal turns negative, and back when it recovers, which can be several times in a volatile year and rarely in calm ones. It watches every day so you don’t have to. You can see every trade on our Performance page.

An index fund is stocks only, so it rides every crash straight down. A target-date fund adds bonds but reduces your stock exposure to do it. Bedrock uses return-stacking to add a bond-and-gold cushion on top of full stock exposure, plus crash insurance, aiming for higher growth and a smoother ride.

The figures are hypothetical backtests using historical prices. They are not a promise of future results, and real investing carries risk of loss. We publish every trade so you can judge for yourself.

This is a growth strategy, so down years happen. The automatic crash safeguard is designed to limit a bad year: in the backtest, 2022, the worst year, was about −8%, and it recovered the next year. A sharp decline is always possible, so only invest money you can leave alone for years.

It can happen and would hurt on paper. But broad diversified portfolios historically recover and reach new highs, and in a genuine market breakdown the automatic crash safeguard steps the basket to safety rather than riding it to the bottom. The automation stays disciplined through it so you don't panic-sell at the worst moment. Only invest money you won't need for years.

A subscription fee applies, shown at signup on PeakBot, plus the small expense ratios of the underlying ETFs. No hidden or performance fees. Because the safeguard rotates the basket at times, there can be more taxable events than a pure buy-and-hold approach, most noticeably in a taxable account; it is most tax-friendly held in an IRA. Taxes depend on your situation. We are not tax advisors.

The value isn't the funds, it's the exact tested recipe, the return-stacking mechanics, disciplined rebalancing, tax efficiency, and never panic-selling. See Why It Wins.

Bedrock is built by TradeWithMaya, the team behind Maya, our AI-driven options strategy trusted by thousands of traders.

Maya is our active options strategy, for traders fluent in options. Bedrock is the long-term, automated stock core, hands-off for you. One brain, two vehicles.