Questions, answered plainly

Yes, anytime. It's your account and your money, no lock-up. For the strategy to work as intended, though, it's meant to be held for years, including through the rough patches.

Bedrock connects to your own brokerage securely. Supported brokerages are Charles Schwab, Tastytrade, and Tradier. A normal account works, and it's fine for IRAs. There's no futures account, no margin agreement, and no options approval needed, because the return-stacking is handled inside ordinary ETFs.

No. Bedrock owns real shares of ordinary funds for the long run. No options, no expiring positions, no day-trading. It buys, holds, and rebalances monthly.

Very rarely, the initial purchase plus a handful of small monthly rebalancing trades. You can see every trade on our Performance page. Low turnover is by design.

An index fund is stocks only, so it rides every crash straight down. A target-date fund adds bonds but reduces your stock exposure to do it. Bedrock uses return-stacking to add a bond-and-gold cushion on top of full stock exposure, plus crash insurance, aiming for higher growth and a smoother ride.

The figures are hypothetical backtests using historical prices. They are not a promise of future results, and real investing carries risk of loss. We publish every trade so you can judge for yourself.

This is a growth strategy, and you should expect a ~30% down year at some point. In the backtest, 2022 was about −29%, and it recovered fully the next year because the strategy simply held.

It can happen and would hurt on paper. But broad diversified portfolios historically recover and reach new highs, and the surest way to turn a temporary drop into a permanent loss is to sell. The automation holds through it. Only invest money you won't need for years.

A subscription fee applies, shown at signup on PeakBot, plus the small expense ratios of the underlying ETFs. No hidden or performance fees. The strategy is low-turnover and long-hold, which tends to be tax-efficient, but taxes depend on your situation. We are not tax advisors.

The value isn't the funds, it's the exact tested recipe, the return-stacking mechanics, disciplined rebalancing, tax efficiency, and never panic-selling. See Why It Wins.

Bedrock is built by TradeWithMaya, the team behind Maya, our AI-driven options strategy trusted by thousands of traders.

Maya is our active options strategy, for traders fluent in options. Bedrock is the long-term, buy-and-hold stock core, passive and set-and-forget. One brain, two vehicles.